Covered California Insurance Plans Enrollment‎ Help


As of 2014, the law requires everyone to purchase health insurance as part of the individual mandate. If you do not purchase health insurance, the following tax penalties apply and will be reconciled at tax time:

2014: $95 or 1% of your gross income, whichever is greater
2015: $325 or 2% of your gross income, whichever is greater
2016: $695 or 2.5% of your gross income, whichever is greater


Open Enrollment is a time period for new enrollments and for existing members to make any necessary changes. Once open enrollment closes on January 31st, you may no longer enroll unless you have a qualifying life event such as loss of work coverage, marriage, divorce, birth of a baby, adoption, etc… Any of these events trigger a Special Enrollment Period, which allows you to enroll outside of the annual open enrollment period. Special enrollments may be year round. You have 60 days to enroll from the event date of the qualifying life event.

The Patient Protection and Affordable Care Act (PPACA) has mandated all plans to be guaranteed-issue. No one may be denied. No one may be rated up due to pre-existing conditions or medications.

Covered California Fact Sheet And Guidelines For Individuals, Families and Small Business

Everyone at Serra Benefits has been certified with Covered CA. We may enroll you in-person or via phone for your convenience. We can help enroll anyone in CA!

Please contact Angela Young at or 760-672-0375 for more information and to enroll.