Putting Off Life Insurance? How Serra Benefits & Insurance Services Can Help You Overcome What’s Holding You Back

If we took a national poll about shopping for life insurance, most of us would admit that we would rather do nearly anything but. At Serra Benefits & Insurance Services, we understand, as well as the reasons most people want to avoid the process. Let’s take a look at some common barriers that prevent people from deciding to find a life insurance agent and get the coverage they need:

  • “I don’t want to spend money on something I don’t need right now.”—We get it. We think of life insurance as something older people need, especially if we are younger and in good health. No one wants to face the possibility of dying unexpectedly, and the sheer thought makes us acutely uncomfortable. However, you well know that unexpected tragedies or illness can strike indiscriminately. You need to prepare for your family’s future, and not let personal discomfort jeopardize it.
  • “The policy options are too confusing, and I’m worried an agent will pressure me into expensive coverage I don’t need”—Our team knows this can be frustrating, which is why you will have the different types of life insurance explained in a way you can understand. Also, we focus on your goals and not sales targets, so that your coverage balances both your needs and your budget.
  • “I don’t even know where to start when estimating the coverage I need.”—This is understandable, but we can help. A young professional with a stay-at-home partner and children clearly needs much more coverage than a debt-free retiree seeking burial-only coverage. We take the time to get to know you, your goals, and help you work through various scenarios so that you can see the financial picture clearly and make decisions that are right for you.
  • “I can’t afford life insurance.”—By far, this is the most common excuse people have, but we are here to show you that you really can.

When you contact us, you will get a caring and compassionate team that will help you understand and compare life insurance types, and get the right coverage for you. Don’t procrastinate another day and gain the peace of mind that comes from knowing you are covered.