How to Find Affordable Health Insurance

How can I find affordable health insurance?

Health insurance isn’t a luxury – since people can’t predict when or if they’re going to get sick or become injured, health insurance is really a necessity. The cost of medical care today is so high that even a brief hospital stay or visit to the Emergency Room can result in a bill of thousands of dollars.

But purchasing health insurance can be a confusing and difficult process. One place to start is Covered California, a marketplace that helps California residents learn about and use federal financial assistance that can help reduce their health care costs. Through Covered California, individuals and families can compare affordable, quality health insurance options and choose the one that best fits their needs and budget. Some people may even be able to get financial assistance to make their health coverage more affordable.

Can a private insurance broker help find the best medical insurance for my family?

Absolutely! Health insurance brokers can act as agents for people who want to buy insurance. Serra Benefits Insurance Brokers are certified and knowledgeable about Covered California, and offers a range of competitive health care plans available in your market. Brokers can help you choose from among the many different kinds of insurance that are available today: medical, dental and vision, disability, life, and long term care insurance. They can help you save money by shopping for the best prices among your area’s top-rated insurance carriers.

Everyone at Serra Benefits has been certified with Covered CA. We may enroll you in-person or via phone for your convenience. We can help enroll anyone in CA!


How do I know which insurance agency to choose?

That’s a good question. According to the California Department of Insurance, there are more than 320,000 insurance agents and brokers in the state. Asking family and friends about their insurance provider is a good place to start. Find out if their agents are responsive to their calls, available to meet at their convenience, and knowledgeable about health insurance coverage.


How do I get the best medical insurance for my family?

Call some of the agencies that your family and friends recommend and ask them a few questions about health insurance. You’ll be able to tell a lot by the way the person who answers you call responds to your questions. Did she take the time to understand what you and your family need? Was he willing to educate you about your options? Was he knowledgeable about the insurance protection he recommended? If so, schedule a face-to-face meeting with the broker. The right person can help you choose the health insurance that best meets the needs of you and your family.