Not everyone wants to become a parent, but those who choose to have kids usually experience a dramatic change in their lives. You start thinking of “we” instead of “me”, and nothing else is more important than giving your little loved ones a life of health and happiness. You might not have realized it yet, but purchasing a life insurance policy is a great demonstration of love. Here’s why:    

Nobody Likes To Think About Death, But…

Death is not exactly the favorite topic of conversation for most people. In fact, psychology explains very well how we all fear death, but we are told to ignore it. The younger you are, the more you’re inclined to pretend that it’s never going to happen. The truth—and we understand it’s hard to accept it—is that we’re not in absolute control of our lives. How many stories have you heard about someone who left us too soon?

Life is unpredictable, but purchasing life insurance can give you some control of what happens after you’re gone. If you have someone who depends on you financially, it’s a way to take care of them and ensure their needs will be fulfilled.

…Your Death Is Not Only About You

Raising children is hard: it requires planning, patience, and unconditional love. After all, you want to ensure they will be happy and enjoy a good quality of life. However, the cost of raising kids goes beyond basic needs. Think about clothes, extracurricular activities, movie tickets, and birthday parties. The list of expenses looks almost endless.

How can anyone afford that? Well, becoming a parent also requires understanding that you’ll have to make sacrifices. Your children’s needs are more important than your dream vacation, for example.

Life insurance can give you peace of mind because you know that your kids will continue to enjoy the quality of life you wanted for them. The emotional impact of an unforeseen death is inevitable, but financial ruin is not. Remember that someone will still have to pay the bills and it might be too much pressure on the shoulders of your significant other, family, or friends.

Don’t make your family suffer twice! At Serra Benefits & Insurance Services, we offer many types of life insurance: term, permanent, universal, and final expense. Let us help you identify which one best suits your needs! Contact us through our website or call (760) 439-9700 to get started.