Work with an Experienced Life Insurance Agent in Oceanside & Carlsbad, CA
Find the Perfect Life Insurance Policy
Shopping for life insurance in Oceanside & Carlsbad, CA, can be a tedious task. When you work with our experienced life insurance agents, you can rest assured you’ll get the guidance you need to find an affordable policy with the payout amounts that work best for your family’s needs. Whether you simply want a policy to cover final expenses or you want to make sure your family has the financial means to survive if the worst happens, we can help you explore your options.
A Variety of Life Insurance Options
Whether you’re building an employee benefit plan or want a personal life insurance policy, we proudly offer a variety of options to best suit your needs. You can purchase a term, indexed universal, universal, final expense or living benefits policy. If you’re unsure what each type means or how they work, our team can explain the options and provide life insurance quotes in Oceanside & Carlsbad, CA, to help you make the most informed decision.
Contact our team today to explore your life insurance policy options. We’ll go over the pros and cons of each type to help you decide which one is right for you.
There are several types of life insurance products on the market today. Term, permanent, universal, and final expense to name a few. Each with a design and a purpose. The older we get, the more costly it gets and increases our chances of being denied due to health.
Call Serra Benefits & Insurance Services for a life insurance consult and quotes.
Types of Life Insurance
Generally, if you outlive your term insurance, you need to re-apply.Because of this, 30 year term may look more attractive than a 10 year term policy because the rates are guaranteed for 30 years.Shorter term policies, although cheaper, will end sooner. When it’s time to re-apply, you will be older making the policy more expensive and there is no guarantee of your health at that time.
Indexed Universal Life Insurance
Final Expense or Burial Insurance
If you have any questions on polices or have additional questions before get a free quote, please contact our offices today.
2821 Oceanside Blvd. Unit E
Oceanside, CA 92054
Email: email@example.com or firstname.lastname@example.org
CA License Number: 0C17508